Rather than inclusive coverage, the TAC only cover people who ride bikes in specific circumstances.
Too often people who ride bikes fall through the cracks of the Victorian Traffic Accident Commission’s (TAC) coverage.
If a person riding a bike hits a vehicle they should be covered by TAC, no matter where they’re going or what part of the vehicle they hit. However, in lots of cases, bike riders are not.
If you’re riding to work or hit by a moving car you may be covered. But if you’re riding to the shops or on the weekend and hit a road sign, you aren’t automatically covered.
Sadly, people like Rory Wilson, have tragically been left paraplegics after bike crashes but received no coverage from the TAC simply because they weren’t going to work and hit the wrong part of the vehicle.
It’s a terrible, illogical and unfair loophole that must be closed.
Cycling loophole in TAC insurance rules leaves us all worse off
The Age, May 2017
Extend coverage to any person riding a bike on Victorian roads and paths, at any time.
If a person riding a bike hits a vehicle they should be covered by TAC. It shouldn’t matter what part of the vehicle they hit. It shouldn’t matter where they were heading.
TAC coverage should be extended to any person injured while riding a bike on Victorian roads and paths.
“Put very simply, cyclists do not pay a TAC premium and therefore they aren’t covered.”
This is wrong – the vast majority of people who ride bikes also own a car and do pay a TAC premium. They shouldn’t be penalised because they chose to leave their car at home.
It’s not logical not to cover people when they’re riding a bike, and the TAC have the means to extend coverage.
Together we can take action and get TAC coverage extended to anyone riding a bike on Victorian roads and paths at any time, or at the very least to whenever a bike rider has a crash with a parked vehicle.
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