B-Force wrote:I wish I could "Shop Around" - unfortunately when you have a modified car insurance companies wont touch you unless it is stock.
Can't say it enough, try a broker. They don't charge you (or shouldn't!!) and have access to a whole swathe of insurers and policies that are not sold directly to the customer. The premium covers the broker's costs but you don't pay extra for it.
FYI - Coles is selling insurance underwritten by Wesfarmers, so if you make a claim you'll speak to someone from Wesfarmers, not Coles. ANZ would have been the same, selling the product for another, larger insurer. Just like your Qantas travel insurance is usually QBE and your Bendigo Bank policy is CGU. This lends back to the use of brokers, not all insurers sell their products directly to the consumer, prefering to go through a broker who can tailor a package for you, cherry-picking bits from larger insurers. You may end up with coverage from CGU, QBE, Suncorp and Wesfarmers but you only see the single premium, the broker takes care of the details, especially should you need to make a claim.