"Geeez you're brave!" "Crikey, you look like a christmas tree!", "You sure you don't need a lift? I'm sure it'll fit in the boot!", "Watch out for the trucks", "What? you ride in the winter? Don't get hypothermia!"
. . . . and later on, same person..
"What? In this heat? Wouldn't get me out there"
While I am on the bike, and a pedestrian walks into my path, me dinging madly and yelling, 'watch out!': "Sorry mate I didn't see you!", to wit, I reply, "You're lucky I'm not a Mac Truck!!"
Side note: Isn't it truely astounding that with bright yellow/green lycra, flashing head and tail-lights, and a dingie-bell, they still say that?
Shooting along past near gridlock traffic, I overheard a tradie passenger have a go at his driver, "Oh that does it Kev! We've just been overtaken by an alien!"