Amount (up to)

Max of $1,000 per week

Loss of Earnings – You are entitled to 80% of your weekly earnings upon proof, to a max of $1,000 per week for a max of 52 weeks.

A 14 day excess applies where no weekly benefit will be paid.

Provided such expenses are not recoverable from any other source, such as Medicare or Private Health Insurance, you are entitled to 85% (combined max of $7,500) of expenses for dentist, orthodontic services prescribed by a surgeon, physiotherapist, chiropractor, osteopath, acupuncturist, massage services and Occupational Therapy (NEW) after referral by a legally qualified medical practitioner. For Private Hospital Expenses there is a sub limit of $1,000.

An excess of $150 applies.

Bike loss or damage is not covered unless whilst participating in a paid Bicycle Network Victoria event. For more information refer to the travel insurance benefit further below.

How do I get my bike and accessories insured?

You are entitled to up to $50,000 worth of:

- Overseas Medical Expenses: emergency Medical Expenses incurred (while riding a bicycle) outside Australia, given or prescribed by a legally qualified medical practitioner and which is not recoverable from any other source.

- Repatriation Expenses: additional travel and accommodation costs incurred (due to injuries caused while riding a bicycle) for the return of an insured Bicycle Network Victoria member to Australia on the written advice of a legally qualified medical practitioner and which is not recoverable from any other source.

You are entitled to:

- a refund of 100% up to a max of $1,000 for your loss of deposit if you are unable to participate in the Bicycle Network Victoria event.

- claim 100% up to a max of $1,000 for damaged/lost bikes, clothing, baggage and travel documents. There is a claim limit of $400 per item.

An excess of $150 applies.

For non-Bicycle Network Victoria run events, no travel insurance applies. Therefore if members are participating in rides that involve a large degree of equipment/luggage, travel and accommodation costs, be it overseas or within Australia, travel insurance might need to be considered separately and in addition to the Bicycle Network Victoria membership.

Talk to Tresidder Insurance Group P/L for assistance on specific travel insurance for riding tours/trips.

You are entitled to $200 per week, subject to a max of $5,000. Covering recognised agency costs as well as partner/spouse costs if partner/spouse incur loss of income associated with home help.

A 7 day excess applies.

A 7 day excess applies.

You are entitled to $200 per week, subject to a max of $5,000 if you are injured and require a taxi and/or chauffeur car to scheduled business and/or medical appointments if partially incapacitated. This must be certified by a legally qualified practitioner.

A 3 day excess applies.

You are covered for up to $5million worth of expenses incurred if you damage any person’s tangible property whilst riding your bike and you are found legally liable for that damage.

An excess of $1,000 applies.

You are covered for up to $5million worth of expenses incurred by any person you have caused bodily injury or death whilst riding your bike and you are found legally liable for the cause of injury/death.

An excess of $1,000 applies.